Shopping on a budget? Here’s how you can buy now and pay later this Black Friday

Gift-giving season is on the horizon and our pockets hurt at the very idea…

Frantically legging it from shop to shop on Black Friday can be equal parts chaotic AND exciting, but more often than not, you wake up the next day with the worst symptom of a bad hangover; a drained bank account. Between early Christmas presents and obligatory splurges on yourself, your paper-thin wallet becomes a sorry sight in the blink of an eye. Thankfully, humm has given us the option of chopping up our payments into bite-sized instalments that are a lot easier to digest. Having partnered up with over 1,500 retailers here in Ireland and over 80,000 worldwide, humm work with a variety of brands ranging from fashion and fitness, to homeware and healthcare, in order to help customers split the price of their purchase on anything up to €30,000. So, how does it all work? Once you’re up and humming, you can avail of this money management facility online or in any one of their partner stores. For cyber shopping, all you’ve got to do is select humm as your payment option when checking out and when you’re in a participating store, simply present your humm info and complete your purchase. Note: any and all literal humming at the tills may result in judgemental glares. If you’re thinking ‘sign me up!’, here's how to apply: Head to the humm website, fill out an application and, once you’re approved, you can split up your payments with ease. All that’s left to do is get stretching for a long day dashing through Black Friday sales. To learn more and check out their range of retail partners, just click HERE. Subject to terms and conditions. Finance provided by flexifi Europe limited. See humm.ie for more details.